Commercial Loan Calculator

Calculate payments for term loans, short-term business loans, business lines of credit, and equipment financing. View amortization schedules, compare factor rates, and analyze buyout options.

Loan Type:

Loan Amount:

Please enter a valid loan amount (greater than 0).

Interest Rate:

Please enter a valid interest rate (between 0.01 and 30).

Loan Term:

Please enter a valid loan term (between 1 and 50).

Compound Period:

Payment Frequency:

Amortization Type:

Extra Payment:

Loan Summary

Monthly Payment: $0.00

Total Principal: $0.00

Total Interest: $0.00

Total Cost of Loan: $0.00

Pay-off Date: N/A

Interest Savings: $0.00

Term Loan: Traditional amortizing loans used for real estate purchases and refinances, business acquisitions, equipment purchases, and personal loans. Payments include both principal and interest over a fixed term.

Amortization Schedule Print

Payment #	Payment Date	Payment	Principal	Interest	Extra Payment	Balance

Payment Breakdown

Loan Tips

Making extra payments can significantly reduce the total interest paid over the life of the loan.
Bi-weekly payments (26 payments per year) can help you pay off your loan faster than monthly payments.
Consider refinancing if interest rates drop significantly below your current rate.
Monitor your credit score to qualify for better interest rates on future loans.